Using Digital Trading Platforms to Address International Market Access Challenges Faced by South-West Nigerian Farmers
Downloads
In South-West Nigeria, small-holder farmers are disempowered and continue to face an inefficient supply chain that includes, a fragmented distribution network driven by exploitative practices by middlemen, price opacity, unreliable market information that prevents competitiveness in the global market despite an increase in demand for high quality agricultural produce. This study investigated how digital trading platforms could be purpose-built to address these challenges, by harnessing the principles of digital transformation to enhance the supply chain and international market access.
Rooted in the research philosophy of pragmatism, this research utilized qualitative approach that utilized a questionnaire survey of 35 farmers in South-West Nigeria to provide insights.
Key research findings revealed that over 80% of respondents identify limited market information, unstable pricing and poor distribution infrastructure as major barriers, with 74% of farmers relying on intermediaries. The study showed digital readiness with 89% smart phone ownership and 80% of farmers than own smartphones confirming daily internet usage, however, 57% said they were not comfortable with digital platform usage. Voice-enabled prompts, USSD optimization, escrow services, and partnerships with local cooperatives are some of the critical features identified to facilitate successful implementation.
The significance of this research lies in advancing a framework for inclusive implementation of digital transformation in emerging economies by building pragmatic context specific solutions (low-tech interface, lo-fi connection, local cooperative partnership, language options) that considers unique challenges of small-holder farmers before introducing an Agri-tech platforms.
The research emphasizes the potential of digital platforms in fostering an efficient supply chain and progressing the Sustainable development goals (SDG) on Zero hunger, No poverty, Reduced inequality and Industry, innovation and infrastructure. This framework provides a pragmatic model for Agri-tech developers, Policy makers and other emerging markets dealing with similar agricultural market challenges.
Abbasi, R., Martinez, P., & Ahmad, R. (2022). The digitization of agricultural industry – a systematic literature review on agriculture 4.0. Smart Agricultural Technology, 2, 100042. https://doi.org/10.1016/j.atech.2022.100042
Abdulsalam, A. (2022). Nigeria Agriculture supply chain for digital intervention: Some mitigation strategies. Journal of Agricultural and Practice, 7(3), 36–42. https://doi.org/10.31248/jasp2021.323
Abubakar, A., & Ishak, M. Y. (2024). Exploring the intersection of digitalization and sustainability in oil palm production: challenges, opportunities, and future research agenda. Environmental Science and Pollution Research, 31(38), 50036–50055. https://doi.org/10.1007/s11356-024-34535-9
Adeleye, Y. (2024a). NIGERIA EU support to strengthening private sector adaptation to EU deforestation regulation and Corporate sustainability Due diligence directive (CS3D) Volume 1: Mapping of actors in cattle, cocoa, rubber, and timber value chains Draft report Author. https://www.eeas.europa.eu/sites/default/files/documents/2024/Volume%201%20Nigeria.%20Mapping%20of%20value%20chains%20%20FV.pdf
Ahmed Kabiru, S., & Arshad, R. (2019). The Effect of Education on Agricultura Productivity: Implication for Rural Development. Turk Turizm Arastirmalari Dergisi, 1(6), 28–35. https://doi.org/10.26677/tr1010.2019.152
Ahmed, S. K. (2024). Research Methodology simplified: How to Choose the Right Sampling Technique and Determine the Appropriate Sample Size for Research. Oral Oncology Reports, 12(100662), 100662–100662. https://doi.org/10.1016/j.oor.2024.100662
Ani, K. J., Anyika, V. O., & Mutambara, E. (2021). The impact of climate change on food and human security in Nigeria. International Journal of Climate Change Strategies and Management, ahead-of-print(ahead-of-print). https://doi.org/10.1108/ijccsm-11-2020-0119
Arthur, K. K., Bannor, R. K., Masih, J., Oppong-Kyeremeh, H., & Appiahene, P. (2024). Digital innovations: Implications for African agribusinesses. Smart Agricultural Technology, 7, 100407–100407. https://doi.org/10.1016/j.atech.2024.100407
Atuahene-Gima, K., & Amuzu, J. (2019). Farmcrowdy: digital business model innovation for farming in Nigeria. Emerald Emerging Markets Case Studies, 9(2), 1–22. https://doi.org/10.1108/eemcs-03-2019-0065
Bahia, K., Castells, P., Rodriguez-Castelan, C., Masaki, T., Cruz, G., Pfutze, T., Winkler, H. J., & Pedrós, X. (2020). The Welfare Effects of Mobile Broadband Internet: Evidence from Nigeria. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.3757666
Banker, Mitra, Sambamurthy, & Mitra. (2011). The Effects of Digital Trading Platforms on Commodity Prices in Agricultural Supply Chains. MIS Quarterly, 35(3), 599. https://doi.org/10.2307/23042798
Benyam, A. (Addis), Soma, T., & Fraser, E. (2021). Digital agricultural technologies for food loss and waste prevention and reduction: Global trends, adoption opportunities and barriers. Journal of Cleaner Production, 323, 129099. https://doi.org/10.1016/j.jclepro.2021.129099
Boye, M., Ghafoor, A., Abdulazeez Wudil, Usman, M., Prus, P., Fehér, A., & Sass, R. (2024). Youth Engagement in Agribusiness: Perception, Constraints, and Skill Training Interventions in Africa: A Systematic Review. Sustainability, 16(3), 1096–1096. https://doi.org/10.3390/su16031096
Choruma, D. J., Dirwai, T. L., Mutenje, M. J., Mustafa, M., Petrova, G., Jacobs-Mata, I., & Tafadzwanashe Mabhaudhi. (2024). Digitalisation in agriculture: a scoping review of technologies in practice, challenges, and opportunities for smallholder farmers in sub-Saharan Africa. Journal of Agriculture and Food Research, 18, 101286–101286. https://doi.org/10.1016/j.jafr.2024.101286
Degila, J., Kpedetin, A., Gracias, G., Souand TAHI, Houetohossou, A., Anne-Carole Honfoga, Ida Semevo Tognisse, & Assogbadjo, A. E. (2023). Digital Agriculture Policies and Strategies for Innovations in the Agri-Food Systems—Cases of Five West African Countries. Sustainability, 15(12), 9192–9192. https://doi.org/10.3390/su15129192
Donaldson, D. A. (2021). Digital from farm to fork: Infrastructures of quality and control in food supply chains. Journal of Rural Studies, 91. https://doi.org/10.1016/j.jrurstud.2021.10.004
Donkor, E., Onakuse, S., Bogue, J., & De los Rios-Carmenado, I. (2018). Determinants of farmer participation in direct marketing channels: A case study for cassava in the Oyo State of Nigeria. Spanish Journal of Agricultural Research, 16(2), e0106. https://doi.org/10.5424/sjar/2018162-12076
Edamisan Ikuemonisan. (2024). Challenges and strategies in Nigerian agribusiness entrepreneurship for sustainable development. CABI Agric Biosci, 5(115). https://doi.org/10.1186/s43170-024-00303-5
Ehlers, M.-H., Huber, R., & Finger, R. (2021). Agricultural policy in the era of digitalisation. Food Policy, 100, 102019. https://doi.org/10.1016/j.foodpol.2020.102019
El Mane, A., Chihab, Y., Tatane, K., & Korchiyne, R. (2022). Agriculture Supply Chain Management Based on Blockchain Architecture and Smart Contracts. Applied Computational Intelligence and Soft Computing, 2022, e8011525. https://doi.org/10.1155/2022/8011525
Ezeudu, T. s, & Obimbua, E. N. (2024). Enhancing Rural Market Access and Value Chain Integration for Sustainable Agricultural Development in Nigeria: A Study of Constraints, Strategies, and Implications. International Journal of Research and Innovation in Social Science, VIII(III), 528–550. https://doi.org/10.47772/ijriss.2024.803039
FAO. (2018). Nigeria SMALL FAMILY FARMS COUNTRY FACTSHEET THE CONTEXT OF AGRICULTURE AND THE ROLE OF SMALL FAMILY FARMS. https://openknowledge.fao.org/server/api/core/bitstreams/8ce31a78-2848-4388-87a9-a3b1abb73e40/content
FAO. (2019). Digital technologies in agriculture and rural areas. Fao.org. https://openknowledge.fao.org/items/ba78b670-0947-4e73-ad10-091009c0dfc3/full
FAO. (2022). Nigeria at a glance | FAO in Nigeria | Food and Agriculture Organization of the United Nations. Www.fao.org. https://www.fao.org/nigeria/fao-in-nigeria/nigeria-at-a-glance/en/
FAO. (2025). A sustainable framework for e-agriculture | E-Agriculture Strategy Guide | Food and Agriculture Organization of the United Nations. Fao.org. https://www.fao.org/in-action/e-agriculture-strategy-guide/overview/framework/en/
Federal Ministry of Agriculture and Rural development. (2022). National Agricultural Technology and Innovation Policy (NAPTIP). https://agriculture.gov.ng/wp-content/uploads/2024/06/National-Agricultural-Technology-and-Innovation-Policy-NATIP-2022-2027.pdf
Ferrari, A., Bacco, M., Gaber, K., Jedlitschka, A., Hess, S., Kaipainen, J., Koltsida, P., Toli, E., & Brunori, G. (2022). Drivers, barriers and impacts of digitalisation in rural areas from the viewpoint of experts. Information and Software Technology, 145, 106816. https://doi.org/10.1016/j.infsof.2021.106816
Ferreira, K. J., Goh, J., & Valavi, E. (2017). Intermediation in the Supply of Agricultural Products in Developing Economies. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.3047520
FMARD. (2022). National Agricultural Technology and Innovation Policy (NATIP). https://faolex.fao.org/docs/pdf/nig214137.pdf
Gani, B. S., & Adeoti, A. I. (2011). Analysis of Market Participation and Rural Poverty among Farmers in Northern Part of Taraba State, Nigeria. Journal of Economics, 2(1), 23–36. https://doi.org/10.1080/09765239.2011.11884934
Gehlbach, H., & Artino, A. R. (2018). The Survey Checklist (Manifesto). Academic Medicine, 93(3), 360–366. https://doi.org/10.1097/acm.0000000000002083
Gilster, P. (1997). Digital Literacy. Wiley Computer.
GSMA. (2024, February 8). How user-centred design can improve agri e-commerce interfaces that cater to the needs and literacy levels of smallholder farmers. Mobile for Development. https://www.gsma.com/solutions-and-impact/connectivity-for-good/mobile-for-development/mobile-for-development-2/how-user-centred-design-can-improve-agri-e-commerce-interfaces-that-cater-to-the-needs-and-literacy-levels-of-smallholder-farmers/
Haruna, U. A., Luther, M., Zubairu, M., Abonyi, E. E., Dibal, M. N., Taiye, A. G., Gambo, J., Garba, S., Musa, S. S., Manirambona, E., & Lucero‐Prisno, D. E. (2023). Food loss and waste in Nigeria: Implications for food security and environmental sustainability. Advances in Food Security and Sustainability, 8. https://doi.org/10.1016/bs.af2s.2023.07.003
Heeks, R. (2002). Information Systems and Developing Countries: Failure, Success, and Local Improvisations. The Information Society, 18(2), 101–112. https://doi.org/10.1080/01972240290075039
Heeks, R. (2008). ICT4D 2.0: The Next Phase of Applying ICT for International Development. Computer, 41(6), 26–33. https://doi.org/10.1109/mc.2008.192
IITA. (2017). You are being redirected... Www.iita.org. https://www.iita.org/cropsnew/cowpea/#1620977076242-b594b658-46f3
Ikuemonisan, E. (2024). Challenges and strategies in Nigerian agribusiness entrepreneurship for sustainable development. CABI Agric Biosci, 115. https://doi.org/10.1186/s43170-024-00303-5
Imam, Y. B., Bintu Mustapha Chibok, & Yakaka Gamama. (2014). Channels of Distribution of Agricultural Produce in Nigeria. Journal of Biology Agriculture and Healthcare, 4(22), 62–66.
Imperial College London. (2018). Best practice in questionnaire design. Imperial College London. https://www.imperial.ac.uk/education-research/evaluation/tools-and-resources-for-evaluation/questionnaires/best-practice-in-questionnaire-design/
International Trade Administration. (2023, June 5). Nigeria - Agriculture Sector. Www.trade.gov. https://www.trade.gov/country-commercial-guides/nigeria-agriculture-sector
International Trade Administration. (2024, September 18). Nigeria - Digital Economy. International Trade Administration | Trade.gov. https://www.trade.gov/country-commercial-guides/nigeria-digital-economy
Jing, H., & Fan, Y. (2024). Digital Transformation, Supply Chain Integration and Supply Chain Performance: Evidence From Chinese Manufacturing Listed Firms. Sage Open, 14(3). https://doi.org/10.1177/21582440241281616
Kalejaiye, P. O., Abosede, A. J., & Adisa, I. (2021). Informal Sector, Middlemen, and Poverty Among Rural Farmers in Nigeria. The Palgrave Handbook of Global Social Problems, 1–11. https://doi.org/10.1007/978-3-030-68127-2_170-1
Kaushik, V., & Walsh, C. A. (2019). Pragmatism as a Research Paradigm and Its Implications for Social Work Research. Social Sciences, 8(9), 1–17. Mdpi. https://doi.org/10.3390/socsci8090255
Kim, J., Shah, P., Joanne Catherine Gaskell, Ashesh Prasann, & Luthra, A. (2020). Scaling Up Disruptive Agricultural Technologies in Africa. World Bank. https://doi.org/10.1596/978-1-4648-1522-5
Kinnebrew, E., Shoffner, E., Farah‐Pérez, A., Mills‐Novoa, M., & Siegel, K. (2020). Approaches to interdisciplinary mixed methods research in land‐change science and environmental management. Conservation Biology, 35(1), 130–141. https://doi.org/10.1111/cobi.13642
Maarouf, H. (2019). Pragmatism as a supportive paradigm for the mixed research approach: Conceptualizing the ontological, epistemological, and axiological stances of pragmatism. International Business Research, 12(9), 1–12.
Mada, A., Hussaini, D. I., A.I.Medugu, & I.G.Adams. (2014). Study on Impact of Post Harvest Losses and Post Harvest Technology in Ganye Southern Adamawa State-Nigeria. Global Journal of Human Social Science, 14(2).
Manning, P. L. (2021). Developing smart agri-food supply chains. Burleigh Dodds Science Publishing.
Marshall, G. (2005). The purpose, Design and Administration of a Questionnaire for Data Collection. Radiography, 11(2), 131–136. https://doi.org/10.1016/j.radi.2004.09.002
Mghenyi, E., Dankers, C., Thurlow, J., & Anyiro, C. (2022). Transforming Agribusiness in Nigeria for Inclusive Recovery, Jobs Creation, and Poverty Reduction Policy Reforms and Investment Priorities. https://documents1.worldbank.org/curated/en/560731647405289627/pdf/Transforming-Agribusiness-in-Nigeria-for-Inclusive-Recovery-Jobs-Creation-and-Poverty-Reduction-Policy-Reforms-and-Investment-Priorities.pdf
Moghayedi, A., Richter, I., Owoade, F. M., Kapanji-Kakoma, K. K., Kaliyadasa, E., Francis, S., & Ekpo, C. (2022). Effects of Urban Smart Farming on Local Economy and Food Production in Urban Areas in African Cities. Sustainability, 14(17), 10836. https://doi.org/10.3390/su141710836
Moldabekova, A., Philipp, R., Reimers, H.-E., & Alikozhayev, B. (2021). Digital Technologies for Improving Logistics Performance of Countries. Transport and Telecommunication Journal, 22(2), 207–216. https://doi.org/10.2478/ttj-2021-0016
Morgan, D. L. (2007). Paradigms lost and pragmatism regained: Methodological implications of combining qualitative and quantitative methods. Journal of Mixed Methods Research, 1(1), 48–76. https://doi.org/10.1177/2345678906292462
Nasiru, S. (2022). A Policy Evaluation of the Anchor Borrowers Programme and Smallholder Farmers in The Federal Capital Territory, Federal Capital Territory, Abuja. Global Journal of Political Science and Administration, 10(3), 27–41. https://doi.org/10.37745/gjpsa.2013vo10n32741
NBS. (2024a). Foreign Trade in Goods Statistics (Q2 2024). https://www.nigerianstat.gov.ng/pdfuploads/Q2_2024_Foreign_Trade_Statistics_Tables.pdf
NBS. (2024b). Reports | National Bureau of Statistics. Nigerianstat.gov.ng. https://www.nigerianstat.gov.ng/elibrary/read/1241549
NCC. (2024, November 26). Annual Reports | NCC. 2023 SUBSCRIBER/NETWORK PERFORMANCE REPORT. Ncc.gov.ng. https://ncc.gov.ng/market-data-reports/annual-reports
Nigeria Food Products Exports by country 2020 | WITS Data. (n.d.). Wits.worldbank.org. https://wits.worldbank.org/CountryProfile/en/Country/NGA/Year/LTST/TradeFlow/Export/Partner/by-country/Product/16-24_FoodProd
Nigerian Communications Commission. (2018). PRESS RELEASE: NCC assures Nigerians of pervasive broadband penetration irrespective of location | NCC. Ncc.gov.ng. https://ncc.gov.ng/media-centre/press-releases/press-release-ncc-assures-nigerians-pervasive-broadband-penetration
Nwangwu, K. N., Onyenekwe, C. S., Opata, P. I., Ume, C. O., & Ume, N. N. C. (2024). Can digital technology promote market participation among smallholder farmers? International Food and Agribusiness Management Review, 27(4), 706–728. https://doi.org/10.22434/ifamr2023.0065
OECD. (2025). Digital Opportunities for Trade in the Agriculture and Food Sectors. OECD. https://www.oecd.org/en/publications/digital-opportunities-for-trade-in-the-agriculture-and-food-sectors_91c40e07-en.html
Ogutu, S. O., Okello, J. J., & Otieno, D. J. (2014). Impact of Information and Communication Technology-Based Market Information Services on Smallholder Farm Input Use and Productivity: The Case of Kenya. World Development, 64, 311–321. https://doi.org/10.1016/j.worlddev.2014.06.011
Olayinka, I. R., Gafar Idowu Ayodeji, Ibrahim, O. Y., Oludare Adeolu Olatoye, Adepeju Rebecca Sokunbi, & Oludare Adeolu Olatoye. (2024). AGRICULTURAL PROGRAMME AND NATIONAL DEVELOPMENT IN NIGERIA: ASSESSING THE IMPACT OF THE ANCHOR BORROWERS PROGRAMME. Journal of Governance and Development (JGD), 20(2), 293–318. https://doi.org/10.32890/jgd2024.20.2.6
Olusegun, C. (2023, May 2). Dr. Agbugba on Financial Policy and Affordable Food - Nigeria’s Cashless Redesign Excludes Smallholder Farmers and the Average Nigerian. Foodlog. https://agrifoodnetworks.org/article/nigerias-cashless-redesign-excludes-smallholder-farmers-and-the-average-nig
Onwude, D. I., Motmans, T., Shoji, K., Evangelista, R., Gajardo, J., Divinefavor Odion, Nnaemeka Ikegwuonu, Olubayo Adekanmbi, Soufiane Hourri, & Thijs Defraeye. (2023). Bottlenecks in Nigeria’s fresh food supply chain: What is the way forward? Trends in Food Science & Technology, 137. https://doi.org/10.1016/j.tifs.2023.04.022
Oruma, S. O., Misra, S., & Fernandez-Sanz, L. (2021). Agriculture 4.0: An Implementation Framework for Food Security Attainment in Nigeria’s Post-Covid-19 Era. IEEE Access, 9(12), 83592–83627. https://doi.org/10.1109/access.2021.3086453
OWUTUAMOR, Z. B., & ARENE, C. J. (2018). THE IMPACT OF FOREIGN DIRECT INVESTMENT (FDI) ON AGRICULTURAL GROWTH IN NIGERIA (1979-2014). Review of Agricultural and Applied Economics, 21(1), 40–54. https://doi.org/10.15414/raae.2018.21.01.40-54
Oyejide, T. A. (2010). World Trade Order and Agricultural Transformation in Africa. Journal of African Economies, 19(Supplement 2), ii40–ii59. https://doi.org/10.1093/jae/ejp027
Oyinbo, O., Chamberlin, J., & Maertens, M. (2020). Design of Digital Agricultural Extension Tools: Perspectives from Extension Agents in Nigeria. Journal of Agricultural Economics, 71(3). https://doi.org/10.1111/1477-9552.12371
Padhiary, M., Saha, D., Kumar, R., Sethi, L. N., & Kumar, A. (2024). Enhancing precision agriculture: A comprehensive review of machine learning and AI vision applications in all-terrain vehicle for farm automation. Smart Agricultural Technology, 8, 100483. https://doi.org/10.1016/j.atech.2024.100483
Papadopoulos, G., Arduini, S., Uyar, H., Psiroukis, V., Kasimati, A., & Fountas, S. (2024). Economic and Environmental Benefits of Digital Agricultural Technologies in Crop Production: A review. Smart Agricultural Technology, 8, 100441–100441. https://doi.org/10.1016/j.atech.2024.100441
Pappa, F. (2024). Sounding the alarm for digital agriculture: Examining risks to the human rights to science and food. Netherlands Quarterly of Human Rights, 42(3). https://doi.org/10.1177/09240519241270408
Parth Kundlik Sankpal, Aditya Sandeep Khedekar, Bhardwaj, S. D., & Rupali Kadu. (2023). Crops Recommendation: An Extensive Review and Comparative Study of Machine Learning Methods. 423–426. https://doi.org/10.1109/icast59062.2023.10454983
Patino, C., & Ferreira, J. (2018). Inclusion and Exclusion Criteria in Research studies: Definitions and Why They Matter. Jornal Brasileiro de Pneumologia, 44(2). PubMed. https://doi.org/10.1590/s1806-37562018000000088
Putrevu, J., & Mertzanis, C. (2023). The adoption of digital payments in emerging economies: challenges and policy responses. Digital Policy, Regulation and Governance, 26(5), 476–500. https://doi.org/10.1108/dprg-06-2023-0077
PWC. (2020). Current State of Nigeria Agriculture and Agribusiness Sector AfCFTA WORKSHOP. https://www.pwc.com/ng/en/assets/pdf/afcfta-agribusiness-current-state-nigeria-agriculture-sector.pdf
PWC. (2022). Nigeria Startup Act Positioning the country for the fourth revolution PwC. https://www.pwc.com/ng/en/assets/pdf/nigeria-startup-act-positioning-the-country-for-the-fourth-revolution.pdf
PWC. (2024, May 15). Consumers willing to pay 9.7% sustainability premium, even as cost-of-living and inflationary concerns weigh: PwC 2024 voice of the consumer survey. PWC. https://www.pwc.com/gx/en/news-room/press-releases/2024/pwc-2024-voice-of-consumer-survey.html
Quayson, M., Bai, C., & Sarkis, J. (2020). Technology for Social Good Foundations: A Perspective From the Smallholder Farmer in Sustainable Supply Chains. IEEE Transactions on Engineering Management, 1–5. https://doi.org/10.1109/tem.2020.2996003
Ramachandran, V., Obado-Joel, J., Fatai, R., Masood, J., & Omakwu, B. (2019). The New Economy of Africa: Opportunities for Nigeria’s Emerging Technology Sector. https://www.cgdev.org/sites/default/files/new-economy-africa-opportunities-nigerias-emerging-technology-sector.pdf
Regnault, A., Willgoss, T., & Barbic, S. (2018). Towards the Use of Mixed Methods Inquiry as Best Practice in Health Outcomes Research. Journal of Patient-Reported Outcomes, 2(1), 1–4. NCBI. https://doi.org/10.1186/s41687-018-0043-8
Richards, T. J., Klein, K. K., & Walburger, A. M. (1998). Principal-Agent Relationships in Agricultural Cooperatives: An Empirical Analysis from Rural Alberta. Journal of Cooperatives, 13(210), 1–14. https://doi.org/10.22004/ag.econ.46223
Sadiq, O., Hack-Polay, D., Fuller, T., & Rahman, M. (2022). Barriers to the Effective Integration of Developed ICT for SMEs in Rural NIGERIA. Businesses, 2(4), 501–526. https://doi.org/10.3390/businesses2040032
Sadler, G. R., Lee, H.-C., Lim, R. S.-H., & Fullerton, J. (2010). Recruitment of hard-to-reach population subgroups via adaptations of the snowball sampling strategy. Nursing & Health Sciences, 12(3), 369–374. https://doi.org/10.1111/j.1442-2018.2010.00541.x
Sasu, D. D. (2022, February 1). Nigeria: literacy rate, by zone and gender. Statista. https://www.statista.com/statistics/1124745/literacy-rate-in-nigeria-by-zone-and-gender/
Silver, L., & Johnson, C. (2018, October 9). 1. Majorities in sub-Saharan Africa own mobile phones, but smartphone adoption is modest. Pew Research Center’s Global Attitudes Project; Pew Research Center’s Global Attitudes Project. https://www.pewresearch.org/global/2018/10/09/majorities-in-sub-saharan-africa-own-mobile-phones-but-smartphone-adoption-is-modest/
Simkus, J. (2023, July 31). Snowball Sampling: Definition, Method and Examples - Simply Psychology. Www.simplypsychology.org. https://www.simplypsychology.org/snowball-sampling.html
Smidt, H. J. (2021). Factors affecting digital technology adoption by small-scale farmers in agriculture value chains (AVCs) in South Africa. Information Technology for Development, 28(3), 1–27. https://doi.org/10.1080/02681102.2021.1975256
Strijker, D., Bosworth, G., & Bouter, G. (2020). Research Methods in Rural studies: Qualitative, Quantitative and Mixed Methods. Journal of Rural Studies, 78(1), 262–270. Sciencedirect. https://www.sciencedirect.com/science/article/abs/pii/S074301671830740X
Susnjara, S., & Smalley, I. (2021, July 8). What is Blockchain? Ibm.com. https://www.ibm.com/think/topics/blockchain
Swain, S. D., Weathers, D., & Niedrich, R. W. (2008). Assessing Three Sources of Misresponse to Reversed Likert Items. Journal of Marketing Research, 45(1), 116–131. https://doi.org/10.1509/jmkr.45.1.116
Tunji, S. (2024, March 10). Nigeria’s top 10 agricultural exports in 2023. Nairametrics. https://nairametrics.com/2024/03/10/nigerias-top-10-agricultural-exports-in-2023/
Tunji, sami. (2024, December 6). Nigeria recorded N5.81tn trade surplus in Q3 – NBS. Punchng.com. https://punchng.com/nigeria-recorded-n5-81tn-trade-surplus-in-q3-nbs/
Ukpe, W. (2023, May 13). Anchor Borrowers’: Farmers Association of Nigeria claims the scheme failed to meet results, politicised. Nairametrics. https://nairametrics.com/2023/05/13/anchor-borrowers-farmers-association-of-nigeria-claims-the-scheme-failed-to-meet-results-politicised/
Villacis, A. H., Mayorga, J., & Mishra, A. K. (2022). Experience-based food insecurity and agricultural productivity in Nigeria. Food Policy, 113, 102286. https://doi.org/10.1016/j.foodpol.2022.102286
Wamboka, M. E. (2024). Nigeria - Policy Reforms and Investment Priorities in the Cashew Nuts Value Chain. World Bank. http://documents.worldbank.org/curated/en/099112223035182797/P1763140ed111f06b0818a0307a9ca1e22f
World Bank. (2023, September 19). Agriculture and Food. World Bank. https://www.worldbank.org/en/topic/agriculture/overview
World Bank. (2025). Is Artificial Intelligence the future of farming? Exploring opportunities and challenges in Sub-Saharan Africa. World Bank Blogs. https://blogs.worldbank.org/en/agfood/artificial-interlligence-in-the-future-of-sub-saharan-africa-far
World bank. (2024). Nuts, edible; cashew nuts, fresh or dried, whether or not shelled or peeled exports by country |2021. Wits.worldbank.org. https://wits.worldbank.org/trade/comtrade/en/country/ALL/year/2021/tradeflow/Exports/partner/WLD/product/080130
WorldBank. (2025, March 6). From fields to markets: the role of digital platforms in West Africa’s agricultural success. World Bank; World Bank Group. https://www.worldbank.org/en/results/2025/03/04/afw-from-fields-to-markets-the-role-of-digital-platforms-in-west-africa-agricultural-success
Worldbank. (2018). Climbing the Ladder: Poverty Reduction and Shared Prosperity in Vietnam. Worldbank.org. https://openknowledge.worldbank.org/entities/publication/7531d1af-c29c-5b57-b715-ffddb3402e08
Worldbank. (2021). POLICY REFORMS AND INVESTMENT PRIORITIES IN THE CASHEW NUTS VALUE CHAIN. https://documents1.worldbank.org/curated/en/099112223035182797/pdf/P1763140ed111f06b0818a0307a9ca1e22f.pdf
Zhang, X., Zheng, X., Wu, C., & Tian, D. (2009). B2B E-Marketplace Adoption in Agriculture. Journal of Software, 4(3). https://doi.org/10.4304/jsw.4.3.232-239

